GNC is a farmer owned co-op dedicated to providing needed insurance coverage for its members on a more competitive basis.  GNC plays an integral role in the distribution and consolidation of insurance policies purchased by farmers and will serve as a key marketing tool to differentiate CropUSA's offering from those of other agents.  GNC is a licensed insurance agency in 26 states and receives an overwrite commission for sales to association members.

When GNC generates income from commissions and profit sharing, these earnings are returned to its members as patronage dividends.  Although GNC was established by several farm associations, the sponsoring associations do not share in GNC’s profits.  Only farmer members may receive patronage dividends.

From the Food and Energy Security Act of 2007, Report of the Committee on Agriculture, Nutrition, and Forestry -

"Section 1905.  …the Committee wishes to emphasize that RMA has determined that the dividend program established by the Managing General Agent CropUSA does not fall under the definition of rebating established in the 2005 SRA.  This determination was provided to CropUSA in writing in 2006.  The language contained in this section of the Committee bill would only impact the exceptions to the rebating prohibitions of the SRA, not the definition of rebating.  The Committee has learned that RMA would not anticipate a change in the state of the CropUSA dividend program if Section 1905 were to be enacted into law."

For more information on GNC, visit them at www.growersnationalcoop.com